The Bank Identification Number (BIN) 470343 is issued by UNIVERSAL CAPITAL BANK AD PODGORICA in MONTENEGRO. This is a VISA DEBIT card with PREPAID CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 470343, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID CLASSIC), the issuing bank (UNIVERSAL CAPITAL BANK AD PODGORICA), and the country of issuance (MONTENEGRO). This information is useful for payment processors, merchants, and fraud prevention systems.