The Bank Identification Number (BIN) 470960 is issued by INSIGNIA CARDS LIMITED in MALTA. This is a VISA CREDIT card with PLATINUM level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 470960, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (PLATINUM), the issuing bank (INSIGNIA CARDS LIMITED), and the country of issuance (MALTA). This information is useful for payment processors, merchants, and fraud prevention systems.