The Bank Identification Number (BIN) 472660 is issued by SOUTHERN CROSS CREDIT UNION in AUSTRALIA. This is a VISA DEBIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 472660, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (CLASSIC), the issuing bank (SOUTHERN CROSS CREDIT UNION), and the country of issuance (AUSTRALIA). This information is useful for payment processors, merchants, and fraud prevention systems.