The Bank Identification Number (BIN) 473800 is issued by HERITAGE BANK OF COMMERCE in UNITED STATES. This is a VISA CREDIT card with BUSINESS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 473800, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (BUSINESS), the issuing bank (HERITAGE BANK OF COMMERCE), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.