The Bank Identification Number (BIN) 474855 is issued by HERITAGE BANK LIMITED in AUSTRALIA. This is a VISA DEBIT card with PREPAID PRIVATE LABEL level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 474855, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID PRIVATE LABEL), the issuing bank (HERITAGE BANK LIMITED), and the country of issuance (AUSTRALIA). This information is useful for payment processors, merchants, and fraud prevention systems.