The Bank Identification Number (BIN) 477938 is issued by WEST METRO SCHOOLS CREDIT UNION in ZAMBIA. This is a VISA DEBIT card with V PAY level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 477938, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (V PAY), the issuing bank (WEST METRO SCHOOLS CREDIT UNION), and the country of issuance (ZAMBIA). This information is useful for payment processors, merchants, and fraud prevention systems.