The Bank Identification Number (BIN) 489602 is issued by HONGKONG AND SHANGHAI BANKING CORP., LTD. in HONG KONG. This is a VISA CREDIT card with Unknown level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 489602, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (Unknown), the issuing bank (HONGKONG AND SHANGHAI BANKING CORP., LTD.), and the country of issuance (HONG KONG). This information is useful for payment processors, merchants, and fraud prevention systems.