The Bank Identification Number (BIN) 490032 is issued by HERITAGE FEDERAL CREDIT UNION in UNITED STATES. This is a VISA DEBIT card with PREPAID CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 490032, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID CLASSIC), the issuing bank (HERITAGE FEDERAL CREDIT UNION), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.