The Bank Identification Number (BIN) 490108 is issued by NEW PEOPLES BANK, INC. in UNITED STATES. This is a VISA CREDIT card with TRADITIONAL REWARDS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 490108, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (TRADITIONAL REWARDS), the issuing bank (NEW PEOPLES BANK, INC.), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.