The Bank Identification Number (BIN) 490495 is issued by EDUCATIONAL FEDERAL CREDIT UNION in UNITED STATES. This is a VISA CREDIT card with TRADITIONAL REWARDS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 490495, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (TRADITIONAL REWARDS), the issuing bank (EDUCATIONAL FEDERAL CREDIT UNION), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.