The Bank Identification Number (BIN) 490660 is issued by THE JOYO BANK, LTD. in JAPAN. This is a VISA DEBIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 490660, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (CLASSIC), the issuing bank (THE JOYO BANK, LTD.), and the country of issuance (JAPAN). This information is useful for payment processors, merchants, and fraud prevention systems.