The Bank Identification Number (BIN) 490965 is issued by STANDARD CHARTERED GRINDLAYS (OFFSHORE), LTD. in UNITED KINGDOM. This is a VISA DEBIT card with GOLD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 490965, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (GOLD), the issuing bank (STANDARD CHARTERED GRINDLAYS (OFFSHORE), LTD.), and the country of issuance (UNITED KINGDOM). This information is useful for payment processors, merchants, and fraud prevention systems.