The Bank Identification Number (BIN) 491120 is issued by BANK OF SCOTLAND PLC in UNITED KINGDOM. This is a VISA DEBIT card with ATM CARD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 491120, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (ATM CARD), the issuing bank (BANK OF SCOTLAND PLC), and the country of issuance (UNITED KINGDOM). This information is useful for payment processors, merchants, and fraud prevention systems.