The Bank Identification Number (BIN) 491232 is issued by WISE PAYMENTS LIMITED in UNITED KINGDOM. This is a VISA DEBIT card with PLATINUM level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 491232, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PLATINUM), the issuing bank (WISE PAYMENTS LIMITED), and the country of issuance (UNITED KINGDOM). This information is useful for payment processors, merchants, and fraud prevention systems.