The Bank Identification Number (BIN) 491415 is issued by EFI S.A. - INSTITUICAO DE PAGAMENTO in BRAZIL. This is a VISA CREDIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 491415, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (CLASSIC), the issuing bank (EFI S.A. - INSTITUICAO DE PAGAMENTO), and the country of issuance (BRAZIL). This information is useful for payment processors, merchants, and fraud prevention systems.