The Bank Identification Number (BIN) 491978 is issued by MAGNUM SOCIEDADE DE CREDITO DIRETO S.A. in BRAZIL. This is a VISA CREDIT card with SIGNATURE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 491978, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (SIGNATURE), the issuing bank (MAGNUM SOCIEDADE DE CREDITO DIRETO S.A.), and the country of issuance (BRAZIL). This information is useful for payment processors, merchants, and fraud prevention systems.