The Bank Identification Number (BIN) 492958 is issued by IXARIS FINANCIAL SERVICES MALTA LTD in MALTA. This is a VISA CREDIT card with COMMERCIAL CHOICE TRAVEL level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 492958, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (COMMERCIAL CHOICE TRAVEL), the issuing bank (IXARIS FINANCIAL SERVICES MALTA LTD), and the country of issuance (MALTA). This information is useful for payment processors, merchants, and fraud prevention systems.