The Bank Identification Number (BIN) 492991 is issued by TRANSACT PAYMENTS LIMITED in UNITED KINGDOM. This is a VISA CREDIT card with BUSINESS ENHANCED level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 492991, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (BUSINESS ENHANCED), the issuing bank (TRANSACT PAYMENTS LIMITED), and the country of issuance (UNITED KINGDOM). This information is useful for payment processors, merchants, and fraud prevention systems.