The Bank Identification Number (BIN) 493199 is issued by SCOTIABANK DE COSTA RICA S.A. in COSTA RICA. This is a VISA CREDIT card with BUSINESS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 493199, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (BUSINESS), the issuing bank (SCOTIABANK DE COSTA RICA S.A.), and the country of issuance (COSTA RICA). This information is useful for payment processors, merchants, and fraud prevention systems.