The Bank Identification Number (BIN) 493896 is issued by WEX BANK in HONG KONG. This is a VISA CREDIT card with COMMERCIAL CHOICE TRAVEL level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 493896, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (COMMERCIAL CHOICE TRAVEL), the issuing bank (WEX BANK), and the country of issuance (HONG KONG). This information is useful for payment processors, merchants, and fraud prevention systems.