The Bank Identification Number (BIN) 494114 is issued by SCOTIABANK COLPATRIA S.A in UNITED STATES. This is a VISA DEBIT card with GOLD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 494114, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (GOLD), the issuing bank (SCOTIABANK COLPATRIA S.A), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.