The Bank Identification Number (BIN) 494146 is issued by VANTAGE WEST CREDIT UNION in VIET NAM. This is a VISA DEBIT card with SIGNATURE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 494146, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (SIGNATURE), the issuing bank (VANTAGE WEST CREDIT UNION), and the country of issuance (VIET NAM). This information is useful for payment processors, merchants, and fraud prevention systems.