The Bank Identification Number (BIN) 494170 is issued by VENEZOLANO DE CREDITO S.A. BANCO UNIVERSAL in VENEZUELA, BOLIVARIAN REPUBLIC OF. This is a VISA CREDIT card with GOLD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 494170, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (GOLD), the issuing bank (VENEZOLANO DE CREDITO S.A. BANCO UNIVERSAL), and the country of issuance (VENEZUELA, BOLIVARIAN REPUBLIC OF). This information is useful for payment processors, merchants, and fraud prevention systems.