The Bank Identification Number (BIN) 494357 is issued by NIUM FOREX INDIA PRIVATE LIMITED in PHILIPPINES. This is a VISA DEBIT card with SIGNATURE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 494357, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (SIGNATURE), the issuing bank (NIUM FOREX INDIA PRIVATE LIMITED), and the country of issuance (PHILIPPINES). This information is useful for payment processors, merchants, and fraud prevention systems.