The Bank Identification Number (BIN) 494360 is issued by CESKOSLOVENSKA OBCHODNI BANKA A.S. in CZECH REPUBLIC. This is a VISA DEBIT card with BUSINESS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 494360, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (BUSINESS), the issuing bank (CESKOSLOVENSKA OBCHODNI BANKA A.S.), and the country of issuance (CZECH REPUBLIC). This information is useful for payment processors, merchants, and fraud prevention systems.