The Bank Identification Number (BIN) 494362 is issued by GOLDMAN SACHS BANK USA in VIRGIN ISLANDS, U.S.. This is a VISA DEBIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 494362, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (CLASSIC), the issuing bank (GOLDMAN SACHS BANK USA), and the country of issuance (VIRGIN ISLANDS, U.S.). This information is useful for payment processors, merchants, and fraud prevention systems.