The Bank Identification Number (BIN) 494643 is issued by COMMONROOTS FEDERAL CREDIT UNION in UNITED STATES. This is a VISA DEBIT card with PREPAID CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 494643, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID CLASSIC), the issuing bank (COMMONROOTS FEDERAL CREDIT UNION), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.