The Bank Identification Number (BIN) 497039 is issued by SWILE PAYMENT SAS in FRANCE. This is a VISA CREDIT card with PRIVATE LABEL level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 497039, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (PRIVATE LABEL), the issuing bank (SWILE PAYMENT SAS), and the country of issuance (FRANCE). This information is useful for payment processors, merchants, and fraud prevention systems.