The Bank Identification Number (BIN) 497188 is issued by SPENDESK FINANCIAL SERVICES SAS in NETHERLANDS. This is a VISA DEBIT card with BUSINESS ENHANCED level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 497188, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (BUSINESS ENHANCED), the issuing bank (SPENDESK FINANCIAL SERVICES SAS), and the country of issuance (NETHERLANDS). This information is useful for payment processors, merchants, and fraud prevention systems.