The Bank Identification Number (BIN) 497909 is issued by BNP PARIBAS NOUVELLE CALEDONIE in FRANCE. This is a VISA CREDIT card with GOLD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 497909, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (GOLD), the issuing bank (BNP PARIBAS NOUVELLE CALEDONIE), and the country of issuance (FRANCE). This information is useful for payment processors, merchants, and fraud prevention systems.