The Bank Identification Number (BIN) 497980 is issued by INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED in CHINA. This is a VISA CREDIT card with BUSINESS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 497980, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (BUSINESS), the issuing bank (INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED), and the country of issuance (CHINA). This information is useful for payment processors, merchants, and fraud prevention systems.