The Bank Identification Number (BIN) 498494 is issued by SUMITOMO MITSUI CARD COMPANY LIMITED in JAPAN. This is a VISA DEBIT card with PREPAID REWARDS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 498494, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID REWARDS), the issuing bank (SUMITOMO MITSUI CARD COMPANY LIMITED), and the country of issuance (JAPAN). This information is useful for payment processors, merchants, and fraud prevention systems.