The Bank Identification Number (BIN) 498863 is issued by NUMERICA CREDIT UNION in UNITED STATES. This is a VISA CREDIT card with TRADITIONAL REWARDS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 498863, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (TRADITIONAL REWARDS), the issuing bank (NUMERICA CREDIT UNION), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.