The Bank Identification Number (BIN) 499975 is issued by CIBC CARIBBEAN BANK (BARBADOS) LIMITED in ANTIGUA AND BARBUDA. This is a VISA CREDIT card with BUSINESS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 499975, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (BUSINESS), the issuing bank (CIBC CARIBBEAN BANK (BARBADOS) LIMITED), and the country of issuance (ANTIGUA AND BARBUDA). This information is useful for payment processors, merchants, and fraud prevention systems.