The Bank Identification Number (BIN) 531238 is issued by BANQUE ET CAISSE D'EPARGNE DE L'ETAT in LUXEMBOURG. This is a MASTERCARD CREDIT card with WORLD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 531238, you can determine: the card network (MASTERCARD), whether it's a credit, debit, or prepaid card (CREDIT), the card level (WORLD), the issuing bank (BANQUE ET CAISSE D'EPARGNE DE L'ETAT), and the country of issuance (LUXEMBOURG). This information is useful for payment processors, merchants, and fraud prevention systems.