The Bank Identification Number (BIN) 531865 is issued by UTKARSH SMALL FINANCE BANK LTD in INDIA. This is a MASTERCARD CREDIT card with WORLD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 531865, you can determine: the card network (MASTERCARD), whether it's a credit, debit, or prepaid card (CREDIT), the card level (WORLD), the issuing bank (UTKARSH SMALL FINANCE BANK LTD), and the country of issuance (INDIA). This information is useful for payment processors, merchants, and fraud prevention systems.