The Bank Identification Number (BIN) 531963 is issued by VTB BANK (PUBLIC JOINT-STOCK COMPANY) in RUSSIAN FEDERATION. This is a MASTERCARD CREDIT card with STANDARD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 531963, you can determine: the card network (MASTERCARD), whether it's a credit, debit, or prepaid card (CREDIT), the card level (STANDARD), the issuing bank (VTB BANK (PUBLIC JOINT-STOCK COMPANY)), and the country of issuance (RUSSIAN FEDERATION). This information is useful for payment processors, merchants, and fraud prevention systems.