The Bank Identification Number (BIN) 538643 is issued by EML PAYMENT SOLUTIONS LIMITED in NEW ZEALAND. This is a MASTERCARD DEBIT card with PREPAID RELOADABLE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 538643, you can determine: the card network (MASTERCARD), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID RELOADABLE), the issuing bank (EML PAYMENT SOLUTIONS LIMITED), and the country of issuance (NEW ZEALAND). This information is useful for payment processors, merchants, and fraud prevention systems.