The Bank Identification Number (BIN) 538654 is issued by HERITAGE BANK LIMITED in AUSTRALIA. This is a MASTERCARD DEBIT card with PREPAID PLATINUM TRAVEL level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 538654, you can determine: the card network (MASTERCARD), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PREPAID PLATINUM TRAVEL), the issuing bank (HERITAGE BANK LIMITED), and the country of issuance (AUSTRALIA). This information is useful for payment processors, merchants, and fraud prevention systems.