The Bank Identification Number (BIN) 540039 is issued by PROMOCION Y OPERACION, S.A. DE C.V. in PUERTO RICO. This is a MASTERCARD CREDIT card with Unknown level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 540039, you can determine: the card network (MASTERCARD), whether it's a credit, debit, or prepaid card (CREDIT), the card level (Unknown), the issuing bank (PROMOCION Y OPERACION, S.A. DE C.V.), and the country of issuance (PUERTO RICO). This information is useful for payment processors, merchants, and fraud prevention systems.