The Bank Identification Number (BIN) 540316 is issued by TOWERBANK INTERNATIONAL INC in PANAMA. This is a MASTERCARD DEBIT card with PLATINUM level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 540316, you can determine: the card network (MASTERCARD), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PLATINUM), the issuing bank (TOWERBANK INTERNATIONAL INC), and the country of issuance (PANAMA). This information is useful for payment processors, merchants, and fraud prevention systems.