The Bank Identification Number (BIN) 540764 is issued by FIRST-CITIZENS BANK & TRUST COMPANY in UNITED STATES. This is a MASTERCARD CREDIT card with STANDARD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 540764, you can determine: the card network (MASTERCARD), whether it's a credit, debit, or prepaid card (CREDIT), the card level (STANDARD), the issuing bank (FIRST-CITIZENS BANK & TRUST COMPANY), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.