The Bank Identification Number (BIN) 541623 is issued by LIVE OAK BANKING COMPANY in UNITED STATES. This is a MASTERCARD DEBIT card with ENHANCED level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 541623, you can determine: the card network (MASTERCARD), whether it's a credit, debit, or prepaid card (DEBIT), the card level (ENHANCED), the issuing bank (LIVE OAK BANKING COMPANY), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.