The Bank Identification Number (BIN) 542054 is issued by HERITAGE BANKING COMPANY, LTD. in NIGERIA. This is a MASTERCARD CREDIT card with MIXED BIN level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 542054, you can determine: the card network (MASTERCARD), whether it's a credit, debit, or prepaid card (CREDIT), the card level (MIXED BIN), the issuing bank (HERITAGE BANKING COMPANY, LTD.), and the country of issuance (NIGERIA). This information is useful for payment processors, merchants, and fraud prevention systems.