The Bank Identification Number (BIN) 546242 is issued by OPTAL FINANCIAL EUROPE LTD in AUSTRIA. This is a MASTERCARD CREDIT card with CORPORATE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 546242, you can determine: the card network (MASTERCARD), whether it's a credit, debit, or prepaid card (CREDIT), the card level (CORPORATE), the issuing bank (OPTAL FINANCIAL EUROPE LTD), and the country of issuance (AUSTRIA). This information is useful for payment processors, merchants, and fraud prevention systems.