The Bank Identification Number (BIN) 622312 is issued by XUZHOU RURAL CREDIT COOPERATIVE UNION in CHINA. This is a CHINA UNION PAY DEBIT card with PERSONAL level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 622312, you can determine: the card network (CHINA UNION PAY), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PERSONAL), the issuing bank (XUZHOU RURAL CREDIT COOPERATIVE UNION), and the country of issuance (CHINA). This information is useful for payment processors, merchants, and fraud prevention systems.