The Bank Identification Number (BIN) 639383 is issued by GUARDIAN BANK KENYA in NIGERIA. This is a VERVE DEBIT card with STANDARD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 639383, you can determine: the card network (VERVE), whether it's a credit, debit, or prepaid card (DEBIT), the card level (STANDARD), the issuing bank (GUARDIAN BANK KENYA), and the country of issuance (NIGERIA). This information is useful for payment processors, merchants, and fraud prevention systems.