The Bank Identification Number (BIN) 655678 is issued by UNIVERZAL BANKA in SERBIA. This is a DISCOVER CREDIT card with PREMIUM level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 655678, you can determine: the card network (DISCOVER), whether it's a credit, debit, or prepaid card (CREDIT), the card level (PREMIUM), the issuing bank (UNIVERZAL BANKA), and the country of issuance (SERBIA). This information is useful for payment processors, merchants, and fraud prevention systems.