The Bank Identification Number (BIN) 940016 is issued by BANK OF GUANGZHOU CO., LTD. in CHINA. This is a CHINA UNION PAY DEBIT card with YANGCHENG CARD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 940016, you can determine: the card network (CHINA UNION PAY), whether it's a credit, debit, or prepaid card (DEBIT), the card level (YANGCHENG CARD), the issuing bank (BANK OF GUANGZHOU CO., LTD.), and the country of issuance (CHINA). This information is useful for payment processors, merchants, and fraud prevention systems.