The Bank Identification Number (BIN) 940039 is issued by SHENYANG CITY COMMERCIAL BANK in CHINA. This is a CHINA UNION PAY DEBIT card with PERSONAL level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 940039, you can determine: the card network (CHINA UNION PAY), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PERSONAL), the issuing bank (SHENYANG CITY COMMERCIAL BANK), and the country of issuance (CHINA). This information is useful for payment processors, merchants, and fraud prevention systems.